Q & A – What retirement plan options can employers offer?

Q: What retirement plan options can employers offer?

A:

Private Employer

·         401(k)
·         Safe harbor 401(k)
·         Roth Plans
Small Employer (<100)
·         401(k)
·         SIMPLE 401(k)
·         SIMPLE IRA
·         SEP
·         Roth Plans
Public Employer
·         401(k) (limited)
·         401(a)
·         403(b)
·         457(b)
·         Roth Plans
Non-profit Employer
·         403(b)
·         457(b)
·         Roth Plans
An investment adviser can work with employers to decide which option(s) would be best to offer employees.